If you live in New York and filed your taxes for 2023, you might have heard about the one-time inflation refund check from the state. But maybe you haven’t got yours yet—and that’s okay.
This article explains in clear, simple words what this refund is, who can get it, how much you might receive, and when you should expect it. Let’s dive in and make everything easy to understand.
What is the Inflation Refund Check in New York?
The state of New York is sending out one-time inflation refund checks worth up to $400.
They started mailing these checks in October, and as of November 7, around 6.1 million checks had already gone out. So if you are still waiting, it means your check is likely on the way.
When will I get my refund check?
The mailing started in October and will continue through the end of November.
When you get your check depends on when you filed your 2023 tax return and when it was processed.
If you filed early and your taxes were processed quickly, you’re more likely to have received your check earlier.
There is no public breakdown by zip code or region, so the state’s call-centres may not be able to tell you exactly where your check is.
If you want to see what the check will look like or get more info, you can visit the state’s website.
Am I eligible for the inflation refund check?
You might be. According to the state’s Department of Taxation and Finance, you must meet several conditions:
- You filed Form IT-201 (Resident Income Tax Return for New York).
- Your income in tax year 2023 was within certain thresholds.
- You were not claimed as a dependent on someone else’s tax return.
If you meet these, you should be eligible for a refund.
How much money will I receive?
The amount you get depends on your income level and your filing status for 2023.
Here’s a table that breaks it down clearly:
| Filing Status | Income Level (2023) | Refund Amount |
|---|---|---|
| Individual | Up to $75,000 | $200 |
| Individual | Between $75,000-$150,000 | $150 |
| Married filing jointly | Up to $150,000 | $400 |
| Married filing jointly | Between $150,000-$300,000 | $300 |
| Married filing separately | Up to $75,000 | $200 |
| Married filing separately | Between $75,000-$150,000 | $150 |
| Head of household | Up to $75,000 | $200 |
| Head of household | Between $75,000-$150,000 | $150 |
| Qualified surviving spouse | Up to $150,000 | $400 |
| Qualified surviving spouse | Between $150,000-$300,000 | $300 |
These are the main amounts as provided by the state.
How many New Yorkers will receive these checks?
Here’s a breakdown by region of how many people are expected to get the refunds:
- New York City: ~ 3.53 million
- Long Island: ~ 1.25 million
- Mid-Hudson: ~ 924,000
- Western New York: ~ 585,000
- Finger Lakes: ~ 513,000
- Capital Region: ~ 475,000
- Central New York: ~ 321,000
- Southern Tier: ~ 251,000
- Mohawk Valley: ~ 198,000
- North Country: ~ 156,000
This gives a sense of scale and shows how many residents are covered.
What do I need to do?
If you qualify for the refund and your tax return was processed, you don’t need to take any extra action. The state will mail the check automatically.
Just wait for it to arrive in your mail. If you haven’t yet received it, it should still be coming, since mail-out continues through late November.
In simple terms: if you filed your 2023 taxes in New York and your income falls in the qualifying range, you’re getting a one-time inflation refund check of up to $400. The state started mailing them in October and will keep sending through November.
The exact amount depends on your tax filing status and income level. If you meet the eligibility rules, you don’t need to do anything but wait for the check to arrive.
Keep an eye on your mail and check the state website if you want to know more. This refund is a one-off chance to help with inflation costs — so it’s good to know what to expect and when.
FAQs
Yes — as long as your 2023 tax return (Form IT-201) is filed and processed, and you meet the income & dependency rules, you should get the check. The mailing is ongoing until end-November.
If your mailing address on your tax return is correct, the check will go there. If you’ve moved, make sure you updated your address with the state or check their website for guidance.
No — this refund is delivered by paper check in the mail, not by direct deposit. Just wait for the mailed check to arrive.